A P P R A I S A L   G U I D E

Overview
An appraisal is a document estimating the monetary value of a particular piece of jewelry. To determine the retail replacement value, an analysis of current market prices for labor, gemstones, and precious metals is conducted. Insurance companies utilize the appraisal document to determine the cost of replacing the item in the event that is lost, stolen or damaged beyond repair.

The Graduate Gemologists at Sea of Diamonds will provide you with an appraisal report that includes a photograph, detailed description, and the estimated retail replacement value. Since Sea of Diamonds sells products below the average retail price, the value on the appraisal provided is typically higher than your purchase price.